Lower Thames Crossing (LTC) Owner Controlled Insurance Programme (OCIP) for Follow Insurers

This tender closed on 21 October 2026.

Buyer

National Highways Limited

Value

£56,000,000

Closed

21 October 2026

Where

Birmingham, the West Midlands

Type

Open tender

In plain English

National Highways is looking for insurance companies to provide follow-up insurance cover for the Lower Thames Crossing construction project. This is a massive infrastructure scheme, and they need insurers to back up the lead insurance policy with additional coverage for various risk layers.

What the buyer wants

• Provide follow insurance capacity across multiple lots: Contractor All Risks, Primary public liability (£2.5m), Delay in Start Up and Terrorism cover • Offer excess public liability insurance at three different levels: £50m excess, £150m excess, and £250m excess, sitting above the lead insurer's policy • Ensure your cover aligns exactly with the appointed lead insurer's contract terms and conditions

Lots

• Contractor All Risks, Primary public liability (£2.5m), Delay in Start Up and Terrorism
• Excess public liability Limit £50m in excess of £50m
• Excess public liability Limit £150m in excess of £100m
• Excess public liability Limit £250m in excess of £250m

Requirements

Named in the buyer's notice:

• Public Liability Insurance

What could rule a small business out: This contract is for professional insurance underwriters only: small builders, tradespeople, and SMEs cannot bid. You must be an established insurance company with billions in assets and FCA/PRA authorisation. This is not a contract for contractors or service providers.

Always check the tender documents.

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